## Welcome to estockvel

Promoting transparency, collaboration, and accountability in group savings.

## Privacy Policy

Last Updated: 10/09/2024

### 1. Introduction

Welcome to estockvel! Your privacy is important to us. This Privacy Policy explains how we collect, use, and protect your information when you use our services.

### 2. Information We Collect

- Personal Information: Name, email, phone number, etc.
- Financial Information: Group savings, contributions, and claims.
- Usage Data: IP address, device information, and activity logs.
- Communications: Support inquiries and feedback.

### 3. How We Use Your Information

We use your information to improve our app, process transactions, communicate with you, and ensure the security of our services.

### 4. Sharing Your Information

We do not sell your personal information, but we may share it with service providers who assist us in delivering our services.

### 5. Data Security

We take reasonable measures to protect your data, but no system is completely secure. We use encryption and secure protocols to safeguard your information.

### 6. Data Retention

We keep your data as long as necessary and delete or anonymize it when no longer needed.

### 7. Your Choices

You can access and update your information, opt out of communications, and request data deletion at any time.

### 8. Children's Privacy

Our app is not intended for users under 18. We do not knowingly collect data from children.

### 9. International Data Transfers

Your data may be transferred to other countries with different privacy laws. We ensure adequate protection for such transfers.

### 10. Changes to This Privacy Policy

We may update this policy and notify you of changes. Continued use of our services constitutes acceptance of the updated policy.

### 11. Contact Us

If you have any questions, contact us at info@majacp.co.za.